Different professions carry different risks so it’s always smart to protect yourself, your business and your assets with appropriate business insurance. We help businesses in California with their commercial insurance needs to protect against legal, loss, and people issues.
Commercial Auto Insurance – Covers certain legal liability resulting from bodily injury or property damage caused by the vehicles used in your business. Coverage can extend to vehicles that are leased, rented, or borrowed. You can also insure your commercial vehicles against physical damage from hail, fire, and other risks.
General Liability – Combines general liability and business property insurance for your business. General Liability and Business Property insurance is a way for small businesses to purchase a combination of coverages at a reasonable price. This insurance covers certain losses resulting from property damage, suspended operations and liability resulting from bodily injury or property damage to others.
Workers Compensation – Covers employees against job-related injuries and illnesses, as well as certain medical expenses, lost income, and rehabilitation expenses. It also pays a death benefit to heirs of an employee who dies from a job-related injury or illness.
Group Health – Group health insurance is a insurance coverage that all businesses should have. Not only does it offer you as the business owner specific tax breaks, it also attracts better employees who remain more loyal to your company over time.